Transparency

estrategiafinancas.com values the privacy and trust of our visitors. This Privacy Policy explains how we collect, use, store, and protect your personal information in compliance with the General Data Protection Law (LGPD – Law No. 13,709/2018) and Google AdSense policies.

1. Information We Collect

When browsing our website, we may automatically collect the following information:

Browsing data: IP address, browser type, operating system, pages visited, time spent, and referral URL
Cookies and similar technologies: information stored on your device to improve your experience
Location information: approximate data based on your IP address
Device data: device model, unique identifiers, and technical information

We do not collect sensitive personal data without your explicit consent.

2. How We Use Your Information

The information collected is used to:

Improve browsing experience and website content
Display relevant ads through Google AdSense and advertising partners
Analyze traffic statistics and visitor behavior
Ensure security and prevent fraud
Comply with legal and regulatory obligations

3. Google AdSense and Advertising

This website uses Google AdSense to display ads. Google AdSense uses cookies and similar technologies to:

Display personalized ads based on previous visits to our site and other sites
Measure ad effectiveness
Prevent fraud and abuse

Google and its advertising partners use advertising cookies to serve ads based on users’ previous visits. These cookies allow Google and its partners to display ads on our site and other websites on the Internet.

Personalized vs. Non-Personalized Ads

You can opt out of personalized ads by visiting the Google Ads Settings page. Alternatively, you can disable the use of cookies by third-party vendors by visiting the Network Advertising Initiative page.

4. Cookies and Similar Technologies

We use first-party and third-party cookies for various purposes:

Types of Cookies Used:

Essential cookies: necessary for basic website functionality
Performance cookies: collect information about how you use our site
Functionality cookies: allow the site to remember your preferences
Advertising cookies: used to display relevant ads

How to Manage Cookies:

You can control and manage cookies through your browser settings. Most browsers allow you to:

View which cookies are stored
Delete cookies individually or all at once
Block cookies from specific sites
Block third-party cookies
Block all cookies

Important: Blocking all cookies may affect website functionality and your browsing experience.

5. Data Sharing with Third Parties

We may share information with third parties in the following situations:

Advertising Partners:

Google AdSense: for ad display and performance measurement
Other advertising partners: may use cookies for ad tracking and targeting

Service Providers:

Analytics services: such as Google Analytics for traffic statistics
Hosting: providers that store our website data

All third parties are required to protect your information in accordance with applicable laws and our guidelines.

6. Your Rights Under LGPD

According to the General Data Protection Law (LGPD), you have the following rights:

Confirmation and access: know if we process your data and access it
Correction: request correction of incomplete, inaccurate, or outdated data
Anonymization, blocking, or deletion: of unnecessary, excessive, or non-compliant data
Portability: request transfer of your data to another provider
Consent revocation: withdraw your consent at any time
Information about sharing: know which public and private entities we share your data with
Opposition: object to data processing in certain situations

To exercise any of these rights, contact us through the channels available at the end of this page.

7. Data Security

We implement appropriate technical and organizational measures to protect your personal information against:

Unauthorized access
Unauthorized alteration, disclosure, or destruction
Accidental loss
Unlawful processing

Although we strive to protect your information, no security system is 100% infallible. Therefore, we cannot guarantee the absolute security of transmitted information.

8. Data Retention

We keep your personal data only for as long as necessary to fulfill the purposes described in this policy, unless a longer period is required or permitted by law.

Criteria for determining the retention period include:

The period during which you maintain a relationship with us
Legal data retention obligations
Defense needs in legal proceedings

9. Data from Minors

Our website is not directed at children under 13 years of age. We do not intentionally collect personal information from minors without parental or guardian consent.

If you are a parent or guardian and believe your child has provided us with personal data without your consent, contact us so we can remove that information.

10. Links to Third-Party Sites

Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of these sites. We recommend that you read the privacy policies of any website you visit.

11. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy periodically to reflect changes in our practices, technologies, legal requirements, and other factors.

When we make significant changes, we will notify you through:

Prominent notice on our website
Update of the “Last updated” date at the top of this page

We recommend that you review this policy regularly to stay informed about how we protect your information.

12. International Data Transfer

Your data may be transferred and processed on servers located outside Brazil, including countries that may have different data protection laws than Brazilian laws.

When we transfer data internationally, we ensure that adequate measures are implemented to protect your information as required by LGPD.

13. Legal Basis for Data Processing

We process your personal data based on the following legal bases provided for in LGPD:

Consent: when you explicitly agree to the processing of your data
Contract execution: when necessary to provide requested services
Legitimate interests: to improve our services, prevent fraud, and ensure security
Legal obligation compliance: when required by law

14. Contact and Data Protection Officer (DPO)

If you have questions, concerns, or requests related to this Privacy Policy or the processing of your personal data, contact us:

estrategiafinancas.com Email: [gerenciamento@estrategiafinancas.com] Data Protection Officer (DPO): Complianz – Terms & Conditions

We will respond to your request within the timeframe established by LGPD (15 days, extendable for another 15 days when necessary).

15. Data Protection Authority

You have the right to file a complaint with the National Data Protection Authority (ANPD) if you believe the processing of your personal data violates LGPD.

ANPD – National Data Protection Authority Website: www.gov.br/anpd

Frequently Asked Questions (FAQ)

1. What are cookies and why do you use them?

Cookies are small text files stored on your device when you visit our website. We use cookies to improve your experience, remember your preferences, and display relevant ads through Google AdSense.

2. How can I disable personalized ads?

You can disable personalized ads by visiting Google Ads Settings or adjusting your browser’s privacy settings.

3. Do you sell my personal data?

No. We do not sell your personal information. We only share data with trusted partners (such as Google AdSense) for specific purposes described in this policy.

4. How can I request deletion of my data?

Contact us through the email provided above and request deletion of your data. We will honor your request within the legal timeframe, except when there is a legal retention obligation.

5. Does this policy apply to linked third-party websites?

No. This policy applies only to estrategiafinancas.com. Third-party sites have their own privacy policies, which we recommend you read.

By continuing to browse our website, you agree to the terms of this Privacy Policy.